New Mom syndrome & Real Estate Investing

@Kk Brown, I'll admit to having a little trouble understanding your post at first, probably because I'm a linear thinker. But regardless, you are jumping in, so congratulations.

Two things got me full time and quiting my "job".

My boss at the time, who was a real estate and construction entrepreneur, gentlly kicked my butt and told me I was afraid to quit and go full time. I was annoyed and indignant, mostly because he was right. I then started working twice as hard to the point that my income from outside my job was more than my income from inside my job, and my "job" was limiting my income.

I was very fortunate at the time that my boss was completely supportive, and in fact we subsequently partnered on my lending business.

I was lucky to have that safety net as I moved into full time real estate, but you seem to be very focused on saving and living cheaply, which will go a long way towards achieving your end goals. I assume your husband will continue to work at a job, which will also help, I don't recommend his quitting his job while you are trying to do this.

Congratulations on getting two properties from saving money, you are an inspiration!!!

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Can George Zimmerman get a fair trial?

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Toshiba Excite 10

The Toshiba Excite 10 ($449.99/16GB, $529.99/32GB, $649.99/64GB), much like the rest of the latest Excite line, is an attractively built and powerful?tablet. It's among the thinnest and lightest 10-inch tablets available today, and the latest quad-core Tegra 3 processor and Android 4.0 software make for a potent combo. It makes the earlier Toshiba Excite 10 LE?($529, 3 stars), with its older Tegra 2 processor, look like a pre-production model. Despite the sleek aluminum construction, there's nothing spectacular about the Excite 10, and for $70 less, you could get an equally powerful, feature-rich Asus Transformer Pad TF300?($379.99, 4 stars). It's less expensive than the New Apple iPad?($499.99, 4.5 stars), but that extra $50 gets you a much more impressive high-resolution Retina display and access to a more expansive tablet-centric app market.

Design and Features
The three tablets in the Excite line look nearly identical, from the Excite 7.7?($499.99, 3.5 stars) to the massive Excite 13?($649.99, 3 stars). All share the same streamlined design, with textured aluminum back panels and plastic outer edges. At 10.3 by 7.0 by 0.35 inches (HWD) and 1.32 pounds, the Excite 10 is a hair thinner and lighter than the New iPad (9.5 by 7.31 by 0.37 inches, 1.46 pounds). Along the left edge are Volume and Power buttons, as well as an Orientation Lock switch. On the opposite edge you'll find a 3.5mm headphone jack, micro USB port, micro HDMI port, and a full-sized SD card slot. The latter will be a boon for photographers who use standard-size SD cards, but instead of a flap cover, the tablet ships with a detached plastic cover that must be removed to insert a card?I could see myself easily losing that and being left with a large, unprotected slot on the side of my tablet. Along the bottom edge is the proprietary power connector, flanked by two relatively loud but harsh-sounding speakers under grilles.

Unlike the smaller Excite 7.7, with its vibrant AMOLED display, the Excite 10 uses a standard Gorilla Glass coated LCD with an increasingly common 1,280-by-800-pixel resolution. That's not to say the 149.5-pixel-per-inch, 10.1-inch screen is bad; it's reasonably sharp and gets sufficiently bright. But it lags behind top Android competitors like the Asus Transformer Prime TF201?($499.99, 4 stars) with its brighter 1,280-by-800-pixel Super IPS+ display. And it's no match for the New iPad's 264-pixel-per-inch, 2,048-by-1,536 display.

There's a 2-megagpixel front-facing camera and a 5-megapixel rear-facing camera. And like with most tablets, you'll only want to rely on the Excite 10 for casual photos and videos, as the cameras aren't great. The Excite 10 is a Wi-Fi-only tablet that connects to 802.11b/g/n networks on the 2.4GHz band only. You also get integrated GPS and Bluetooth 3.0.

Performance and Software
The Excite 10 is powered by the same quad-core 1.3GHz Nvidia Tegra 3 processor found on both the 7.7 and 13-inch models. As such, performance is largely uniform across the board, with very good overall system marks. These are among the fastest Android tablets available right now, and the Excite 10 delivers performance on par with the Asus Transformer Pad TF300, as well as Acer's quad-core powered Iconia Tab A510?($449.99, 3 stars). The base model ships with 16GB of internal storage, which can be expanded by a full-sized SD card (our 64GB SanDisk microSD card with SD adapter worked fine). I did notice occasional hang-ups, however, when adding and removing SD cards, and in a few instances I had to perform a hard reset. Otherwise, everything runs smoothly, whether it's switching between multiple running apps, watching HD video, or playing a demanding game like Riptide GP.

In the Excite line, Toshiba has left Android 4.0 Ice Cream Sandwich untouched. There are no OS modifications, and only a few pre-loaded apps. You get third-party apps like Amazon Kindle and Quickoffice,?which are genuinely useful, as well as some Toshiba-branded apps that lead to content portals for e-books and other media. While I wouldn't consider any of them bloatware, the fact that you can't remove the apps is pesky.

Media playback was fine with H.264, MPEG4, WMV, DivX, and Xvid videos running smoothly at up to 1080p resolution. For audio, the Excite 10 played WMA, OGG, WAV, MP3, FLAC, and AAC formats without issue.

The 5-megapixel rear camera is average as far as tablet cameras go. Indoors, image noise is an issue and video frame rates drop precipitously, making the footage appear jerky. Outdoors, the 1080p video looks smooth and still images look reasonably sharp, but I wouldn?t rely on the camera for anything but casual shots.

In our battery rundown test, which loops a video with screen brightness set to maximum and Wi-Fi on, the Excite 10 lasted for 6 hours, 12 minutes. The 10-inch Transformer T300 turned in a slightly better 7 hours, 53 minutes, while the same-size Iconia Tab A510 turned in 9 hours, 34 minutes in the same test. The A510 is the bulkiest of the bunch, which makes room for a larger battery, while the Excite 10 is the slimmest of the three.

Conclusions
The Toshiba Excite 10 is everything the Excite 10 LE should have been, with a faster quad-core processor and better build quality. It's among the most-capable Android tablets available today, but you can find similar performance and more versatility in the more affordable Asus Transformer Pad TF300. Then there are Asus's docking accessories that essentially turn its tablets into netbooks. The Excite 10 is a better choice than the awkwardly large 13-inch Excite 13, but the Excite 7.7 is the best of the bunch with its excellent AMOLED screen and equally zippy performance. In the end, our Editors' Choice for large-screen tablets remains with the New iPad given its ultra-high-resolution Retina display, top-notch OS, and vast collection of tablet-centric apps.?

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Ill. prosecutors refuse to defend gay marriage ban

CHICAGO (AP) ? Twenty-five Illinois couples were prepared for a long legal fight when they joined lawsuits challenging the state's ban on gay marriage. Turns out they won't get one ? at least not from the attorneys who would normally be responsible for defending the state's laws.

Illinois Attorney General Lisa Madigan and Cook County State's Attorney Anita Alvarez have refused to defend the 16-year-old ban, which defines marriage as between a man and a woman, saying it violates the state constitution's equal protection clause.

The decision has raised eyebrows among some legal experts who believe prosecutors are legally bound to defend Illinois law, and sets up a scenario where a judge could quickly strike down the marriage statute. Supporters of the ban say it's unconscionable that there might be nobody in court to defend it, and some are strategizing over how to intervene.

"I took an oath when I was sworn in to defend the constitution of the state of Illinois and I believe that's what I'm doing," Alvarez said in an interview with The Associated Press. "I'm not going to defend something I believe is in violation of the constitution."

Madigan, who did not respond to a request for comment, plans to file arguments next week in support of the lawsuits, which could be consolidated into one case.

The decision not to defend a state law is unusual, experts said, but not entirely without precedent. Prosecutors in other states have refused to defend other controversial laws, including in Nebraska, where the attorney general refused to defend that state's abortion screening law after a judge temporarily blocked it, because he felt it ultimately would be found unconstitutional.

The move, sure to thrust Illinois into the national spotlight as federal and other state courts wrestle with the gay marriage issue, was greeted with enthusiasm by couples involved in the lawsuits.

The Obama administration last year announced it would not defend the federal Defense of Marriage Act, though the U.S. House of Representatives' Bipartisan Legal Advisory Group took up the defense. A federal appeals court in California recently declined to reconsider its decision to strike down that state's ban on gay marriage, a case that could end up before the U.S. Supreme Court.

Currently, the District of Columbia and seven states ? Connecticut, Iowa, Maryland, Massachusetts, New Hampshire, New York and Vermont ? have legalized gay marriage. Voters in Washington state will decide whether to overturn a new law legalizing gay marriage, which was blocked from taking effect after opponents got enough signatures to put a referendum on the ballot.

"I was thrilled and excited," said Liz Matos, 41, who hopes to marry her partner of 15 years, Tanya Lazaro, with whom she has two young daughters. She said they considered entering into a civil union, legalized in Illinois last year, but decided it "didn't truly represent our relationship and what we mean to each other. We still felt that we deserved more."

The American Civil Liberties Union and New York-based Lambda Legal filed separate lawsuits last month against Cook County Clerk David Orr, a supporter of gay marriage whose office is responsible for issuing marriage licenses in the county, which includes the city of Chicago.

The lawsuits were filed on behalf of the 25 couples, some of them from outside Cook County, but all of whom had applied for marriage licenses there and been denied. The suit closely followed the formal endorsement of same-sex marriage by President Barack Obama. Democratic Illinois Gov. Pat Quinn also recently stepped up his public support, though legislative moves to approve gay marriage remain stalled in the General Assembly.

Alvarez said it's her job to represent Orr ? and they both agreed with the plaintiffs.

Peter Breen, executive director of the Thomas More Society, a private bar association that represents the Catholic Church, said the group "will be seeking relief from the court," though he didn't say exactly what that would be. Some experts have suggested the society could seek the right to defend the ban, though that's considered a long shot.

"You can't just say you feel it's unconstitutional," said Breen. "This ... puts people of the state of Illinois in a difficult place because their elected representatives are not defending their interests. If there is no argument or disagreement, then you'd really have a hollow judgment."

David Erickson, a former prosecutor and state appellate judge who now teaches at IIT Chicago-Kent College of Law, said it also potentially puts a private bar association in the position of being demonized for stepping forward to defend a state law. Erickson believes the law is unconstitutional but said Breen is right.

"Show me where it says any elected official, especially a prosecutor, can say, 'I won't defend law passed by a legislative body that is my coequal,'" Erickson said. "Only one body can say it's unconstitutional and that's the (Illinois) Supreme Court."

But fellow Kent College professor Douglas Godfrey said Alvarez and Madigan have a professional responsibility to ensure claims have merit, whether they're filing a lawsuit or defending one, and "in essence ... said we don't think Illinois' law will stand muster."

John Knight, director of the Lesbian, Gay, Bisexual, Transgender Project of the ACLU of Illinois, said plaintiffs will ask the judge to rule on Illinois' law based on their arguments and those of Madigan and Alvarez.

Lambda Legal's marriage project director, Camilla Taylor, said she never has had a case in which the defendants agreed with her.

It "reflects the fact that we're at a tipping point now ... (because) our government finds these laws indefensible," she said. She went on to add, "It comes at a time when a form of discrimination against a class of people in our society is so shameful and reprehensible that it's incapable of defense."

Associated Press

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Why A Satellite Telephone May Be Right For You | TechnologiesA-Z ...

What is the best method for you to speak with others? Determined by what your needs are, it really might be a satellite television phone. I'd heard of satellite television phones, but didn't know what they were really good pertaining to. I found, although, that they can be the greatest way for you to connect, especially in remote control area in places you may not be capable of finding mobile phone insurance. What is excellent is that which has a satellite contact you can probably find a way to stay connected regardless of where in the world you might be at any given time.

In several ways, a satellite television phone looks a lot like the previous mobile phones through the 1980's. They are large and have a large antenna that needs to be extended for usage, which is because of the way the telephones work. Satellite tv phones, as opposed to mobile phones, work by "talking" to be able to satellites which might be in orbit round the Earth. Many mobile phone cannot communicate everywhere on Earth, a great satellite mobile phone, though can do just that.

During the past, satellite telephones were simply for people who will spot themselves looking for communication from the remote area somewhere on the planet. However, due to technological developments, you will find that they're becoming more and more mainstream. In fact, you might seem satellite television phones provided in smaller versions that seem to be more like any cell phone very soon.

Not all satellite television phones offer world wide insurance, but many of these people do and more are becoming like that. This would permit you, if you had one, to stay linked no matter where you're. If you think you could really take advantage of a satellite television phone, it is best to check out the Web to get one. The best inside phone engineering can be found on the net. You will find better pricing programs there too, so take a moment and conduct some research.

Satellite tv phones are not necessarily just for global outdoorsmen anymore. They may be becoming more mainstream as engineering increases and value decreases. As well as, as the world becomes more and more connected more of us come in search of an way to connect from anywhere. With the internet, it is possible to find the most up-to-date and very best in satellite television phone engineering http://www.napadaily.com/ and the very best price programs available to enable you to communicate regardless of where in the world you will probably find yourself. Believe you might need to convey from a remote control location/ Then just maybe a satellite television phone is the right conversation tool in your case.

Lucas Brown have been a expert psychologist for Thirteen years and has studying exquisite ideas in isatphone as part of his involvement from New Ideas Team ,a new innovative team for innovating individuals. Read more about his website to find out about his isatphone pro studies over the years.

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6 places to save money on your monthly budget | Credit Solutions

Get the best Financial Tips at Credit Visionary

The most difficult part of managing finances for many is to make a monthly budget and follow it. However it is an essential part of personal finance management and if conducted in the right manner it can get you out of your financial crunch sooner. All you need to do is to make a budget plan that is manageable and can be easily followed. You also need to know the places where you can save some amount of money to pay for other expense.

Here is a list of some of such places where you can save money on your monthly budget:

1. Grocery shopping: The main portion of your monthly budget is allotted to food and drinks.? If you are buying them from a mall or high end shop then you might end up paying more as no discounts are given in such shops. If at the other hand you get your monthly grocery shopping items from a retail shop where you get discounts or points which you can later dispose for other item, it can be profitable.
2. Clothes and designer wear: If you have a habit of buying clothes on a monthly basis try and regulate that habit if possible. Extend your shopping spree to 2-3 months. If at all you need to buy them make sure that you buy them from shops where sale offers or discounts are available.
3. Television and cable costs: You may have a specific plan covering your television and cable cost. But it will be a good idea to check other good offers from different services providers in your area. Sometimes due to the completion level many packages are offered to customers that include some best deals at cheap prices. Try and keep information about such deals and make use of them to save some bucks.
4. Telephone bills: Sometime your phone bills can make you tensed about managing the budget properly. In order to get relieved take note of the fact that you do not misuse the technology. Use them for emergency needs only and for other conversations you can shift to voice chats or email chats. It is also important that in case of cell phones you utilize all the free minutes and messages offered instead of wasting the landline bills.
5. Financial transaction cost: If you do not keep track of your transactions properly some of your money will be spend on meeting transaction cost of banks and other financial institutions. Sometimes the monthly fees are not even required as many free checking offers are available nowadays. If you do not have knowledge about such offers you will be paying more. So be updated with such information to save some money.
6. Credit Card Bills: One of the primary reasons why many get into debts is their expense on credit cards. You should try and avoid buying on credit cards as much as possible. If you have credit card debts pay them within the due date so that you do not incur additional expenses. Pay in cash whenever possible. This way you will not spend more.

Author Bio:?Jonny Pean is a financial advisor with EasyFinance.com. He offers expert advices on ways to get relief from personal loans, home equity loans and payday loans.

Short note: Saving is an important part of your budget plan. However saving is only possible if you know where to cut short your other monthly expenses. The article mentions few of such places where you can save by judicious spending.

Tags: monthly budget, grocery shopping, budget plan, personal finance
Please report any issues to admin[at]creditvisionary[dot]com

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About.me

AOL's online profile service, About.me (free), is practically the old man of personal Webpage sites, having launched way back in 2009. (AOL scooped it up in 2010.) The About.me homepage welcomes you with a display at the bottom of featured landing pages, so you can get an idea of what an About.me page will look like. The emphasis, as with Flavors.me (Free, 4.5 stars), is on a big photo as the background with accompanying links. About.me delivers big on that score, and entirely for free. Sadly it lacks some of the landing page features that would make it the leader while stressing unneeded social components.

Getting Started
Once you create an account (using your e-mail address, password, and picking an About.me URL), future sign-ins can be done via Facebook or Twitter. The About.me interface takes all the pain out of creating a site; you can easily upload a background image, enter your name, a "headline," and bio, and add links to just about any social/sharing/blogging service in the world, including Facebook profiles, Facebook Pages, Twitter, LinkedIn, Blogger, Google+, Wordpress, TypePad, Foursquare, Flicker, YouTube, Vimedo, Instagram, and others. All these links and data go in a text box that you can then position where you want on the background, relative to the most important part of the image. That's it?there's no extra special layouts to be had. As you resize the browser window the background will smartly resize as much as it can to maintain your layout.

Going Mobile
An About.me page looks good on a smartphone, where the page is reformatted to have the background graphic at the top and the text box info underneath. You can sign in and access features like stats while mobile, but can't edit the page. About.me has released an iPhone app that will let you change some of the text info (your headline and bio) but not all. The app description claims you can set a background image for mobile-only views, but I couldn't find it.

There's an option to activate an About.me email address for yourself, which is a nice feature if you want to keep your real email off the landing page to prevent spam. The service also excels at providing suggestions to get more visitors to your landing page, with suggestions on sharing the URL via social networks, links in other sites, and it has a form for submitting the URL (any URL, actually) to Bing and Google.

Weak Social
Where About.me loses me is its desire to be a low-rent social network. Stressed throughout the interface is the ability to find other users of the service and mark them as favorites. While I admit it might be nice if a Facebook profile page looked this good (there's a reason people hate the Timeline), I don't really want to find that small percentage of my friends and associates also have a landing page...because I already know them on the real social networks. Favoriting is a major facet of the iPhone app, which also has a "locate" feature so you can find people nearby with an About.me landing page.

Extras
There's no paid version of About.me, but it does a few offer "extras," in addition to the email address. It sells business cards for the cost of shipping ($5.50) from Moo.com that depict your landing page background image on the front and contact details on the back. There's a QR code to send people with smartphones directly to your page. Stats are just a click away, so you can see how many visitors you get (although not where they came from).

Sorely lacking is the ability to support a domain name of your choosing. It's a major quibble when projecting yourself out there is important and a domain name feature helps.

What's It All About?
What About.me lacks in paid features it more than makes up for with a perfect blend of simplicity and style. A few more bells and whistles for power-users would put it at the top of the landing page heap. As it is, however, Flavors is the clear Editors' Choice for a personal Web page.

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